[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.plez.cz\/jaky-bude-mit-vliv-uprava-zakona-o-hypotekach-na-hypoteky-bez-registru\/#Article","mainEntityOfPage":"https:\/\/www.plez.cz\/jaky-bude-mit-vliv-uprava-zakona-o-hypotekach-na-hypoteky-bez-registru\/","headline":"Jak\u00fd bude m\u00edt vliv \u00faprava z\u00e1kona o hypot\u00e9k\u00e1ch na hypot\u00e9ky bez registru","name":"Jak\u00fd bude m\u00edt vliv \u00faprava z\u00e1kona o hypot\u00e9k\u00e1ch na hypot\u00e9ky bez registru","description":"Nen\u00ed pochyb o tom, \u017ee hypot\u00e9ka je v sou\u010dasnosti jedn\u00edm z nejobl\u00edben\u011bj\u0161\u00edch a nejpou\u017e\u00edvan\u011bj\u0161\u00edch zp\u016fsob\u016f, jak z\u00edskat pen\u00edze na vlastn\u00ed […]","datePublished":"2023-05-20","dateModified":"2023-06-21","author":{"@type":"Person","@id":"https:\/\/www.plez.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.plez.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"plez.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.plez.cz\/wp-content\/uploads\/hypoteka3_10_10_4.png","url":"https:\/\/www.plez.cz\/wp-content\/uploads\/hypoteka3_10_10_4.png","height":0,"width":0},"url":"https:\/\/www.plez.cz\/jaky-bude-mit-vliv-uprava-zakona-o-hypotekach-na-hypoteky-bez-registru\/","about":["Pen\u00edze"],"wordCount":431,"articleBody":"   Nen\u00ed pochyb o tom, \u017ee hypot\u00e9ka je v sou\u010dasnosti jedn\u00edm z nejobl\u00edben\u011bj\u0161\u00edch a nejpou\u017e\u00edvan\u011bj\u0161\u00edch zp\u016fsob\u016f, jak z\u00edskat pen\u00edze na vlastn\u00ed bydlen\u00ed. V sou\u010dasnosti se v\u0161ak mluv\u00ed o tom, \u017ee se z\u00e1kon, kter\u00fd upravuje pravidla jejich poskytov\u00e1n\u00ed, pom\u011brn\u011b razantn\u011b zm\u011bn\u00ed.Tou asi nejd\u016fle\u017eit\u011bj\u0161\u00ed zm\u011bnou bude mo\u017enost zv\u00fd\u0161en\u00ed d\u00e9lky hypot\u00e9ky, stejn\u011b jako jej\u00ed d\u011bdi\u010dnost. Zat\u00edmco v sou\u010dasnosti je p\u0159ibli\u017en\u011b 10 \u2013 20 let, nov\u00fd z\u00e1kon by umo\u017enil vz\u00edt si ji a\u017e na 50. D\u00edky tomuto del\u0161\u00edmu spl\u00e1cen\u00ed by pak tuto povinnost pod\u011bdili na\u0161i potomci, podle klasick\u00e9ho z\u00e1kona o d\u011bdictv\u00ed.To by znamenalo p\u0159edev\u0161\u00edm ni\u017e\u0161\u00ed v\u00fd\u0161i spl\u00e1tek. To by ocenili zejm\u00e9na lid\u00e9, kter\u00e9 zaj\u00edmaj\u00ed hypot\u00e9ky bez registru, kter\u00e9 by se t\u00edm stala je\u0161t\u011b dostupn\u011bj\u0161\u00ed. D\u00edky tomu by mohlo bydlet \u201eve sv\u00e9m\u201c mnohem v\u00edce lid\u00ed, co\u017e by bylo jedn\u00edm z mo\u017en\u00fdch \u0159e\u0161en\u00ed sou\u010dasn\u00e9 bytov\u00e9 krize.Je tedy velmi pravd\u011bpodobn\u00e9, \u017ee se tento z\u00e1kon setk\u00e1 u velk\u00e9 \u010d\u00e1sti ve\u0159ejnosti s pozitivn\u00edm ohlasem. Koneckonc\u016f dostupn\u011bj\u0161\u00ed bydlen\u00ed je to, co lid\u00e9 \u017e\u00e1daj\u00ed ji\u017e mnoho let. Probl\u00e9m je ale v tom, \u017ee jsou zde i negativa, kter\u00e1 si jen m\u00e1lokdo uv\u011bdomuje.T\u00edm hlavn\u00edm je d\u00e9lka spl\u00e1cen\u00ed. Samoz\u0159ejm\u011b m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka bude ni\u017e\u0161\u00ed, av\u0161ak budeme ji platit del\u0161\u00ed dobu. A kdo m\u016f\u017ee zaru\u010dit, \u017ee za p\u00e1r desetilet\u00ed na tom budeme finan\u010dn\u011b st\u00e1le tak dob\u0159e, abychom si ji mohli dovolit? To je n\u011bco, o \u010dem uva\u017euje jen m\u00e1lo lid\u00ed.Dal\u0161\u00edm probl\u00e9mem je fakt, \u017ee v podstat\u011b zadlu\u017e\u00edme sv\u00e9 d\u011bti, a mo\u017en\u00e1 i vnou\u010data. Skute\u010dn\u011b to chceme ud\u011blat? Nikde toti\u017e nen\u00ed ps\u00e1no, \u017ee se jim poda\u0159\u00ed z\u00edskat takov\u00e9 zam\u011bstn\u00e1n\u00ed, \u017ee budou moci bez probl\u00e9mu spl\u00e1cet. Nav\u00edc je zde i velk\u00e1 pravd\u011bpodobnost, \u017ee budou cht\u00edt bydlet n\u011bkde jinde, https:\/\/kdejinde.jobs.cz\/volne-pozice-cez\/  a\u0165 u\u017e kv\u016fli zam\u011bstn\u00e1n\u00ed nebo prost\u011b proto, \u017ee se jim na dan\u00e9m m\u00edst\u011b v\u00edc l\u00edb\u00ed. A co pak?Proto bychom k tomu m\u011bli p\u0159istupovat s velkou opatrnost\u00ed. Pamatujme, \u017ee \u010d\u00edm d\u00e9le budeme spl\u00e1cet, t\u00edm v\u00edce nejistoty zde je. A tomu je rozhodn\u011b lep\u0161\u00ed se vyhnout.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00fd bude m\u00edt vliv \u00faprava z\u00e1kona o hypot\u00e9k\u00e1ch na hypot\u00e9ky bez registru","item":"https:\/\/www.plez.cz\/jaky-bude-mit-vliv-uprava-zakona-o-hypotekach-na-hypoteky-bez-registru\/#breadcrumbitem"}]}]